Who we serve
Hybrid W2 and 1099 earners
Earning a salary and self-employment income in the same year is her published core client profile, and it produces a set of problems that neither a payroll department nor generic advice handles: withholding, estimated payments, deductions and retirement eligibility all interact.
Withholding and estimated payments together
Getting the combination wrong produces either an unpleasant April or an interest-free loan to the government, and most people discover which only afterward.
Two sets of retirement options
A workplace plan and a self-employed plan can often both be used, subject to limits that interact in ways worth calculating rather than guessing.
Irregular income needs a different cash structure
Budgeting designed for a predictable monthly salary fails against lumpy 1099 income. The fix is structural, not disciplinary.
Coordination is the deliverable
Her published program explicitly coordinates taxes and investments rather than treating them separately, which is the whole difficulty in a hybrid year.
The published profile
What she publishes about who this engagement fits
One published client profile covers every group on this site — there is no separate offering for any of them:
- Individuals or couples ages 40–60
- Household income of $150,000+ — most clients are in the $250,000–$400,000 range
- Hybrid income: you earn both W2 and 1099 income
- Able and willing to commit at least a few hundred dollars per month — often $500–$750+
- You want to delegate complexity and work with a CFP®
And next to it, deliberately, the referral policy: We gladly accept referrals from our clients for their family, friends, and colleagues — regardless of present financial position.
What tends to bring people here
The events this group most often arrives with
Why this page exists
What this one is anchored to
No audience on this site is claimed because it would be useful to claim it. Each one is anchored to a documented talk, book, article, affiliation, or her own published client profile.
Anchor
Named explicitly in her published ideal client profile: “Hybrid income: you earn both W2 and 1099 income.”
I am credentialed, I’m credible, and I’m called.
One free hour. No numbers required.
Bring the situation, not the spreadsheets. She starts every first conversation with where you want to go, not what you have.