Optional, alongside a plan
Implementation comes after the plan, not instead of it
Investment management is explicitly optional and sits alongside either the initial planning engagement or the ongoing relationship. Portfolios are managed by third-party managers and coordinated against your written plan. Fees generally run 1.00% to 1.75% of assets under management and are charged by the manager.
1.00% – 1.75%
of assets under management, generally. Third-party managed.
- Third-party portfolio management
- Coordinated with your written plan
- Available alongside either step above
The reason it is structured this way is a bias the whole practice is built against. When implementation leads, the product decides the plan. When the plan leads, the product is just the tool that carries it out — and sometimes the answer is that you do not need a new one at all.
Plenty of clients take the Financial Freedom Roadmap and implement it through accounts they already hold. That is a legitimate outcome, not a lost sale.
What is available
Accounts, instruments and custodians
- 401(k)
- 403(b)
- 457(b)
- IRA
- Roth IRA
- Private Wealth Management
- Dorsey Wright & Associates
- Fidelity
- Charles Schwab
- AssetMark Trust
- Life Insurance
- Annuities
- Long Term Care
- Stocks
- Fixed Income
- Mutual Funds
- ETFs
- Statement Analysis
Securities offered through Vanderbilt Securities, LLC. Member FINRA, SIPC. Registered with MSRB. Advisory services offered through Vanderbilt Advisory Services. Clearing agent: Fidelity Clearing & Custody Solutions.
Harvest Wealth Financial is not a registered broker-dealer nor a registered investment advisor. Harvest Wealth Financial and Vanderbilt Financial Group are separate and unaffiliated entities. Full disclosures.
I am credentialed, I’m credible, and I’m called.
Start with the plan
If implementation turns out to be the answer, it will be because the plan said so.