Work with me

A plan you can read, at a price you knew in advance

Three routes in, all of them starting from the same free hour. The fees below are the ones she already publishes — no discovery call required to find out what this costs.

Book a free hour See the program

The core program

Financial Freedom Planning

A written plan and a Financial Freedom Roadmap, delivered over 60 to 90 days, then an ongoing planning relationship. This is the main way people work with her.

$1,500 – $4,000

initial engagement, by complexity

Optional, alongside a plan

Investment & insurance

Retirement accounts, third-party portfolio management, life insurance, annuities and long-term care — coordinated against the written plan rather than sold separately.

1.00% – 1.75%

of assets under management, generally

Before anything else

Who we serve

Her published client profile, in full, plus the referral policy — so you can tell in about ninety seconds whether this is a fit.

Free

one-hour first conversation

How it starts

The first hour has no numbers in it

Her opening question is what you would be doing if money were not the issue. That is not a warm-up — it is the actual method.

I want to talk about everything else before I get down to the nitty gritty of the numbers.

Most people arrive braced for judgment. A significant share of her clients never gave their finances much attention because they assumed there was not enough there to plan around, and now feel they have left it late. Leading with the ledger, in that situation, produces avoidance rather than action.

So the sequence is: the life first, then the constraints, then the numbers, then the plan. By the time anyone opens a statement, there is already something the plan is for.

What the program aims at

Turn hybrid W2 and 1099 income into a tax-efficient plan
Coordinate taxes and investments instead of treating them separately
Move from uncertainty to a structured, realistic path to financial freedom

Product and account coverage

What the practice can actually implement

Planning is the core. These are the instruments available once a plan says one of them is warranted.

Securities offered through Vanderbilt Securities, LLC. Member FINRA, SIPC. Registered with MSRB. Advisory services offered through Vanderbilt Advisory Services. Harvest Wealth Financial is not a registered broker-dealer nor a registered investment advisor. Full disclosures.

I am credentialed, I’m credible, and I’m called.

Find out if this fits in one hour

Bring the situation, not the spreadsheets. She starts every first conversation with where you want to go, not what you have.

Book a free hour Who we serve